Chew Yong Kiang [CYK] (Inter-Pacific Securities Sdn Bhd)
Chew Yong Kiang (CYK) is currently the Senior Manager responsible for operations, technology infrastructure as well as systems management at Inter-Pacific Securities Sdn Bhd. The last seven years of his 15 years of experience in the information technology industry saw him overseeing the whole spectrum of stockbroking back office operations, considered one of the critical elements for an efficient workflow management in any stockbroking company. He also oversees the streamlining of IT operations between the various stockbroking companies under the umbrella of Inter-Pacific Capital Sdn Bhd. He holds a masters degree in technology management from Australia's Griffith University. He is also a Certified Information Systems Auditor (CISA), the globally accepted standard of achievement among information systems audit, control and security professionals, which is sponsored by the Information Systems Audit and Control Association® (ISACA).

Dr Patrick H S Lim [PL] (Malaysian Investors' Association)
Dr Patrick Lim is currently the President of the Malaysian Investors' Association. He is also a committee member of the Technical Resource Panel for the Securities Industry and Auditing Practice Board of the Malaysian Institute of Accountants (MIA) as well as a member in the working committee of the Malaysian Accounting Standards Board set up by the Malaysian government. On the international arena, the various world bodies such as World Bank, the International Monetary Fund (IMF) and the Asian Development Bank (ADB) consult him.

Fahizul Khairi [FK] (Virtual Commerce Sdn Bhd)
Fahizul Khairi is currently the Managing Director of Virtual Group of Companies. Before assuming the present position, he was the General Manager of KLSE-Chilong Systems Sdn Bhd, a Kuala Lumpur Stock Exchange subsidiary. Fahizul was instrumental in leading an MBO team to acquire the company from the KLSE. He then had the company restructured and transferred its business to Virtual Commerce Holdings Sdn Bhd, an investment holding company with six subsidiaries. Since then, he has guided the group to offer a more comprehensive range of online financial solutions that include content and managed network services. Fahizul started his career as a banker. But he has since then worked with KTM-Business Exchange Corporation Sdn Bhd as business advisor, Terra Control Technologies Sdn Bhd, a Sapura Group subsidiary involved in remote sensing and interactive graphic systems services as a marketing manager and City Paging Sdn Bhd, a Rohas-Ericsson joint venture as General Manager.

MODERATOR:
Rajen Devadason [RD], (RD Book Projects)
Rajen Devadason is an award-winning journalist. As staff writer, of Malaysian Business magazine, he won the Malaysian Press Institute's award for best economic journalism in 1992 and the Citibank Pan-Asia business journalism award, which included a stint at New York's Columbia University and visits to the White House, World Bank and the US Federal Reserve. His first book Your A-Z Guide to the Stock Market was published in 1997 and since then he has seen a new book out each year. Devadason holds a Bachelor of Science (Honours) degree in Physics and Computing from King's College, University of London, and is a member of MENSA UK. He currently writes two distinct financial planning columns - a print column for Malaysian Business magazine and an online one for zoomFinance - and is overworked as a financial planning trainer-cum-consultant.